Stocks of many high growth companies, especially in technology/software sectors and those benefitting from the pandemic, have declined...

Confluences are found throughout nature and usually result in turbidity. Some of the more challenging currents and rougher waters are...

Have you ever heard the phrase “good as gold?” The phrase harkens back to the time when U.S. dollars (“USD”) were backed by an equal or...

Equity and bond markets are at or near all-time highs and with the unprecedented amount that the word “unprecedented” has been used in...

Biotech and advances in "personalized medicine"

The fate of 2020 was hinted in the lunar calendar. For the first time since 1944, Halloween occurred under a blue moon - the second full...

“We Have Been Here Before, Actually” The election is on everyone’s mind and many are wondering what effect it will have on the market....

Your investment portfolio is the sailboat to take you on your journey to and through retirement. The boat is made of investments, and RAM...

Before we get started with the essay, we would like to express our deepest sympathies to those who have been affected directly and/or...

2019 capped off a pretty wild decade, which started with the recovery from the Great Recession, included European crises, Occupy...